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25 Tips for First-Time Home Buyers

Posted on November 6, 2018 at 2:35 PM
1. Start saving for a down payment early 2. Check your credit 3. Pause any new credit activity 4. Determine how much home you can afford 5. Explore your down payment options 6. Research state and local assistance programs 7. Budget for closing costs 8. Set aside more money for after move-in 9. Consider what type of property to buy 10. Research mortgage options 11. Compare mortgage rates 12. Decide if paying points makes sense 13. Get a preapproval letter 14. Hire the right buyers agent 15. Stay under your preapproval limit 16. Pick the right neighborhood 17. Make the most of an open house 18. Buy a home for tomorrow 19. Let little things go 20. Be prepared to compromise 21. Make a strong offer 22. Avoid a bidding war that blows your budget 23. Negotiate 24. Buy homeowners insurance 25. Know the limits of a home inspection https://www.usatoday.com/story/money/personalfinance/2017/06/30/25-tips-first-time-home-buyers/434449001/

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